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Smart Simple Health Plans for Individuals Families & Business's With or Without Employees

Jan Michener

Call, text or email me today for detailed information. 




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CRA Compliant Health Spending Account & Supplemental Health Insurance for Families and Individuals. Specializing in Group Health Benefits for Small Business and Incorporated Individuals.  You have options when it comes to Health Coverage. I can introduce you to A Better Plan in 15 minutes. Call, text or email me today or use the CONTACT page to connect and book your 15 minute information call. 

A Group Health Plan that will do more than save you time and money.  A Plan that will exceed the benefits of traditional group plans while simplifying the sign up, the tracking, and the claims process. A Plan, that when coupled with a Cash Benefit Accident, Sickness and or Disability policy, has the potential to avoid increases in WCB premiums due to time lost.

A Plan that covers you, your employees and dependents 24 hours a day, 7 days a week, 365 days a year, on or off the job in Canada and the United States. 

  • Accident, Sickness and Disability Insurance. Critical Illness Insurance. Accidental Death and Dismemberment. CASH BENEFITS paid directly on day one of a qualifying accident or sickness. 
  • Health Spending Account with 124 eligible expenses.   
  • Use the benefits when and where you need them.
  • Your medical expenses become a 100% tax deductible expense to your business, benefits are reimbursed 100% tax free. 
  • Making Health Benefits Easy and affordable for Incorporated Small Business with a Minimum of One Employee.
  • Group Plans that Give Your Employees Choice and Give You Cost Control. 
  • Innovative and flexible, solutions for all budgets.